Currency Converter
Live rates for global fiat currencies and cryptocurrencies.
Show the math
Rates update from a public mid-market feed and refresh on page load. Banks and card networks typically add a spread of 1–4%. Related: tip, sales tax, stock profit.
What Your Result Means
- Converted amount: Your source amount multiplied by the mid-market exchange rate for each target currency. This is the interbank rate — the rate banks use between themselves — not the rate you'll get at a counter or ATM.
- Mid-market rate: The midpoint between buy and sell prices on the foreign exchange market. Banks, card networks, and exchange services typically add a spread of 1–4% on top of this rate.
- Multiple targets: You can add several target currencies at once to compare rates side by side — useful when deciding where to exchange money or comparing travel destinations.
- Crypto rates: Cryptocurrency prices are sourced separately and can lag real-time markets by several minutes. Actual trading prices vary by exchange.
How This Calculator Works
You enter an amount, pick a source currency, and add one or more target currencies. The tool fetches live mid-market rates from a public exchange rate API on page load. All rates are stored relative to USD internally, so converting from EUR to JPY first converts EUR→USD, then USD→JPY. Crypto rates come from a market data API and are also normalized to USD.
Quick Questions
Why is the rate I see here different from my bank's rate?
This tool shows the mid-market rate — the wholesale rate used between banks. Your bank or card issuer adds a markup (typically 1–4%) plus potential fixed fees. The mid-market rate is useful as a benchmark to compare how much your provider charges.
How often are rates updated?
Fiat exchange rates refresh each time you load the page, sourced from a public API that updates once daily. Crypto rates update from a market data API and may lag real-time prices by a few minutes.
Can I use this for large international transfers?
Use the mid-market rate as a benchmark, but for large transfers always compare actual quotes from your bank, a money-transfer service (like Wise or OFX), and your card network. The spread on large transfers can often be negotiated.
Are cryptocurrency rates accurate?
Crypto rates here are sourced from aggregated market data and reflect approximate USD prices. Actual prices vary by exchange and change rapidly. For trading decisions, always check real-time prices on the specific exchange you plan to use.
Why are some currencies missing?
The converter covers 160+ fiat currencies and the top 250 cryptocurrencies by market cap. Very small or illiquid tokens and some restricted currencies (like the North Korean won) may not be available in the data feed.
Sources
- ExchangeRate-API (fiat mid-market exchange rates)
- CoinGecko API (cryptocurrency market data)
- IMF — Special Drawing Rights (SDR basket composition)
Method & review
Estimate only. Results reflect your inputs and standard formulas. Double-check important decisions independently.