Welcome to FriendlyCalc.com. These Terms of Use ("Terms") govern your access to and use of this website and its calculators, tools, content, and services.
By using FriendlyCalc.com, you agree to these Terms. If you do not agree, do not use the site.
FriendlyCalc.com provides calculators, tools, content, and general educational information for informational purposes only.
The site does not provide financial, investment, legal, tax, accounting, insurance, lending, or other professional advice. You are solely responsible for evaluating any results and determining whether they are appropriate for your situation.
Calculator results, examples, assumptions, explanations, and other content may be incomplete, outdated, simplified, inaccurate, or not applicable to your circumstances.
Results depend on:
You should independently verify important information before making financial or personal decisions.
Your use of this site does not create any fiduciary, advisory, professional, attorney-client, accountant-client, or other special relationship between you and FriendlyCalc.
Your use of FriendlyCalc.com is at your own risk. The website and all content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.
To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and accuracy.
To the fullest extent permitted by law, FriendlyCalc and its owners, operators, affiliates, contractors, and licensors will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, data, goodwill, business opportunities, savings, or other intangible losses arising out of or related to:
If applicable law does not allow certain limitations, liability will be limited to the maximum extent permitted by law.
You agree to use the site responsibly and lawfully. You must not:
Unless otherwise stated, FriendlyCalc.com and its original content, design, branding, layout, code, text, graphics, and calculator implementations are owned by FriendlyCalc or its licensors and are protected by applicable intellectual property laws.
You may use the site for personal, non-commercial use. You may not reproduce, republish, distribute, modify, or exploit our content except as allowed by law or with written permission.
Any third-party trademarks, names, logos, or materials remain the property of their respective owners.
We respect intellectual property rights. If you believe content on FriendlyCalc.com infringes your copyright or other rights, contact us at info@friendlycalc.com with sufficient detail for us to review your concern.
The site may contain links to third-party websites, tools, resources, or services. We do not control and are not responsible for the content, policies, practices, or availability of third parties. Links do not imply endorsement.
We may modify, suspend, or discontinue any calculator, feature, page, or part of the site at any time without notice.
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised "Last Updated" date. Your continued use of the site after changes become effective means you accept the revised Terms.
These Terms are governed by the laws of the State of Iowa, without regard to conflict of law principles.
Any dispute arising out of or relating to these Terms or your use of the site shall be brought in the state or federal courts located in Iowa, unless applicable law requires otherwise.
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
If you have questions about these Terms, contact:
FriendlyCalc.com
Email: info@friendlycalc.com