You add rows for each subscription and enter the monthly cost. The tool sums all entries with a cost greater than zero, multiplies by 12 for the annual total, and divides by 365 for the daily cost. It assumes all subscriptions are billed monthly at a fixed rate. Annual or quarterly subscriptions should be converted to their monthly equivalent before entering.
Divide the annual price by 12 and enter that as the monthly cost. For example, a $120/year subscription is $10/month. This gives you an accurate monthly comparison across all your services.
Studies suggest the average U.S. consumer pays for 6–8 recurring subscriptions, spending roughly $200–300 per month. Many people underestimate their total because individual charges seem small.
Start by listing everything (this tool helps). Cancel anything you haven't used in 30 days. Look for family or bundle plans that combine services at a discount. Set a calendar reminder to review subscriptions quarterly.
No. This is a one-session tool — nothing is saved to your device or sent to a server. If you refresh the page, you'll start from scratch. Copy your results before leaving if you want to keep them.
Estimate only. Results reflect your inputs and standard formulas — they are not financial, tax, legal, health, or investment advice. Verify important decisions with a qualified professional.