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Gift Budget Calculator

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Recipients

Total Allocated
$0.00
Remaining
$0.00
Show the math
Enter values to see the worked formula.

What Your Result Means

How This Calculator Works

You set a total gift budget and add recipients, selecting a relationship type for each. Each relationship carries a preset weight (for example, Spouse = 1.5, Coworker = 0.5). The calculator sums all weights, then divides the total budget proportionally — each person's share equals the budget times their weight divided by the total weight. The weights are suggestions; they reflect common gifting norms, not rules.

Quick Questions

Can I change the relationship weights?

The built-in weights are fixed suggestions based on common gifting norms. If you want a different split, you can adjust by adding the same person twice with different relationship types, or use the result as a starting point and manually tweak amounts.

How much should I spend on gifts total?

Common advice is to set a gift budget you can afford without going into debt. Financial planners generally suggest keeping holiday gift spending to 1–1.5% of your annual gross income, though your personal situation and values should guide the number.

What if I have more recipients than this tool handles?

You can add as many recipients as you need — just click "Add Recipient" for each person. The budget will be divided proportionally across all of them based on their relationship weights.

Does this include sales tax or shipping?

No. The amounts shown are pre-tax gift values. Budget an extra 5–15% on top of the allocated amounts to cover sales tax, shipping, and gift wrapping if applicable.

Sources

Method & review

MethodologyHow we calculate this Reviewed & Updated2026-04 Next review2027-04

Estimate only. Results reflect your inputs and standard formulas — they are not financial, tax, legal, health, or investment advice. Verify important decisions with a qualified professional.